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THE JOHN A. BARCLAY AGENCY INC. PRIVACY POLICY

Protecting your privacy is important to us. We want you to understand what information we collect and how we use it. This notice sets forth our policy for the collection, use and security of your nonpublic personal financial information

WHAT INFORMATION WE COLLECT

As a part of our business, we may collect "nonpublic personal information" about you in order to provide a financial product or service to you. This includes information we receive from you on applications or other forms, information about your transactions with us or others, and information we may receive from a consumer reporting agency.

WHAT INFORMATION WE DISCLOSE

We do not disclose any nonpublic personal financial information about our customers or former customers to anyone, except as permitted by law.

OUR SECURITY PROCEDURES

We restrict access to nonpublic personal financial information about you to those persons who need to know that information to provide products or services to you and disclose such information only for legitimate business or legal reasons.